Yes, of course. If you come to us with a specific request, such as a child savings plan, disability insurance, or health insurance decision - we initially focus on that exact topic.

However, as independent insurance brokers we are required to briefly check whether essential risks are covered. This is part of our professional duty of care. If you do not wish to discuss additional topics, that is completely fine.

If your request concerns real estate financing or property investment strategies, we usually need some basic information to understand your situation. For this purpose we have prepared a questionnaire.

Please use the following link to submit your information: Submit your real estate documents here

This allows us to review your request efficiently and prepare properly for a conversation.

This is a common and understandable concern. In many cases we are compensated by the financial institutions or insurance companies. However, the level of commissions between providers differs only marginally, as these are largely determined by the market.

Therefore, the independence of a professional financial advisor or insurance broker is not compromised. Our goal is to create long-term solutions for families, not short-term product sales. If we worked differently, we would likely not have so many positive reviews and recommendations from our clients.

No. Many families first get to know us through a specific topic - for example saving for children, health insurance decisions, disability insurance, or household financial optimization. The first conversation usually serves to understand your situation and determine whether and how we can support you. Only afterwards do you decide whether you would like to continue working with us long term. There is no obligation to become a client. The first conversation is simply meant to give you clarity about your financial structure.