
Neu im Magazin Taxes & subsidies
Germany's Early Start Pension from 2027: €10 a Month per Child — and What It Won't Cover
· 9 Min. Lesezeit
In the ETF4Kids Blog you will find clear and practical articles about saving for children in Germany, ETF savings plans for kids, and long-term family finances.
We explain step by step how parents can build wealth for their children, which tax advantages may exist, and what families should consider when planning their financial future.
Simple explanations. Practical insights. Easy to apply.
Here you will find our latest articles about saving for children in Germany, ETF savings plans for kids, and important financial decisions for families. These articles help parents better understand financial topics and build a stable long-term financial structure for their families.

Neu im Magazin Taxes & subsidies
· 9 Min. Lesezeit

Taxes & subsidies
· 14 Min. Lesezeit

Saving & investing
· 11 Min. Lesezeit

Structure & protection
· 8 Min. Lesezeit

Saving & investing
· 8 Min. Lesezeit

Taxes & subsidies
· 14 Min. Lesezeit

Saving & investing
· 11 Min. Lesezeit

Saving & investing
· 10 Min. Lesezeit

Structure & protection
· 7 Min. Lesezeit

Saving & investing
· 11 Min. Lesezeit

International
· 8 Min. Lesezeit

Saving & investing
· 8 Min. Lesezeit

International
· 9 Min. Lesezeit

Taxes & subsidies
· 8 Min. Lesezeit

Saving & investing
· 9 Min. Lesezeit

Saving & investing
· 8 Min. Lesezeit

International
· 14 Min. Lesezeit

Taxes & subsidies
· 9 Min. Lesezeit

Structure & protection
· 8 Min. Lesezeit

Structure & protection
· 7 Min. Lesezeit

Saving & investing
· 4 Min. Lesezeit

Saving & investing
· 10 Min. Lesezeit
Saving for children in Germany - guides and strategies for parents
ETF savings plans for children - building long-term wealth for kids
Children’s investments and taxes – tax rules for investing in your child’s name
Family benefits in Germany - government support for parents
Health insurance for families - public vs private health insurance
529 savings plan - information for US expats living in Germany
Household optimization - how families can save up to 900€ per year
Additionally, you can use our ETF savings plan calculator for children to quickly estimate how monthly contributions can grow over time. Calculate how much wealth could be built for your child over 10, 18, or 25 years.
| Age | ∅ 4% | ∅ 8% | ∅ 10% |
|---|---|---|---|
| 10 | |||
| 18 | |||
| 25 |
Illustrative model calculation based on an assumed, constant rate of return. It is neither a forecast nor a promise. Past performance is not a reliable indicator of future results. Investments involve risk.
*Further topics relating to children's savings, ETF savings plans for children, and family finances in Germany are published regularly on the ETF4Kids blog. The ETF4Kids Blog is designed especially for families and international families living in Germany who want to build long-term financial stability and invest for their children.