Initial information in accordance with §15 VersVermV and §12 ImmVermV

This initial information gives you an overview of the legal foundations of our financial advice. Here you can learn how ETF4Kids operates as a licensed financial and insurance intermediary in accordance with §15 VersVermV and §12 ImmVermV - transparent, independent, and always in the interest of your financial future.

Customer information on the fulfillment of the statutory information obligation pursuant to §15 VersVermV and §12 ImmVermV

ETF4Kids GmbH
Friedrichstr. 15
70174 Stuttgart
Stuttgart, Germany

E-mail: info@etf4kids.com
Phone: +49 157 524 713 22
Website: www.etf4kids.com

1. professional title and licenses

1.1 Insurance broker (§34d para. 1 GewO)

  • Permission according to §34d Abs. 1 Gewerbeordnung (GewO)

  • Registration number: D-VVJK-LWJ6C-92

  • Entry in the register of intermediaries: www.vermittlerregister.info

1.2 Real estate loan broker (§34i para. 1 GewO)

  • Permission according to §34i Abs. 1 Gewerbeordnung (GewO)

  • Registration number: D-W-175-B6ZL-41

  • Entry in the register of intermediaries: www.vermittlerregister.info

2. supervisory authority and responsible licensing authority

Stuttgart Region Chamber of Industry and Commerce
Jägerstr. 30
70174 Stuttgart
Stuttgart, Germany
Telephone: +49 711 2005-0
Website: www.ihk.de/stuttgart

Check registration:

Association of German Chambers of Industry and Commerce (DIHK) e.V.
Breite Straße 29
10178 Berlin
Phone: 0180-600-585-0(€0.20/call from a German landline)
Website: www.vermittlerregister.info

3. out-of-court dispute resolution

3.1 Insurance Ombudsman e.V.

P.O. Box 08 06 32
10006 Berlin
Website: www.versicherungsombudsmann.de

3.2 Private health and long-term care insurance ombudsman

P.O. Box 06 02 22
10052 Berlin
Telephone: 0800 2 55 04 44(toll-free number)
Fax: 030 204 589 31
Website: www.pkv-ombudsmann.de
Online complaint: Submit a complaint

3.3 European Commission (ODR platform)

Online dispute resolution platform (ODR platform):
http://ec.europa.eu/consumers/odr

3.4 Federal Financial Supervisory Authority (BAFin)

Graurheindorfer Str. 108
53117 Bonn
Telephone: 0228 41 08-0
Fax: 0228 41 08-1550
E-mail: poststelle@bafin.de
Website: www.bafin.de

4. professional regulations

  • § Section 34d of the Trade Regulation Act (GewO)

  • § Section 34i of the Trade, Commerce and Industry Regulation Act (GewO)

  • §§ Sections 59-68 of the Insurance Contract Act (VVG)

  • Ordinance on Insurance Brokerage and Consulting (VersVermV)

  • Ordinance on Real Estate Loan Brokerage (ImmVermV)

The regulations can be found on the website of the Federal Ministry of Justice:
www.gesetze-im-internet.de

5 Type and source of remuneration

5.1 Insurance broker (§34d GewO)

  • Remuneration in the form of a brokerage fee, which is already included in the insurance premium.

5.2 Real estate loan brokerage (§34i GewO)

  • Remuneration through commission from the lender, which is included in the total costs.

6. participation clause

  • No direct or indirect shareholdings of more than 10% in insurance companies.

  • No insurance company has a shareholding in ETF4Kids GmbH.

7. complaint management

E-mail: info@etf4kids.com
Telephone: +49 157 524 713 22

8 Transparency Ordinance (TVO)

Sustainability-related advice is taken into account where possible, especially for ESG-compliant investment funds.

9. update date:

December 31, 2024

Contact us on WhatsApp
Schreib uns bei WhatsApp