ETF4Kids operates as an insurance broker and financial investment broker.
We are not tied to any individual insurance companies, banks, or product providers.
We select from the solutions available on the market from various providers those
that suit the individual situation, goals, and long-term needs of our customers.
Our recommendations are made without any specifications or influence from product
providers. Remuneration is paid - as is customary in the industry- in the form of brokerage
fees or commissions from the respective companies. This form of remuneration has no
influence on our product selection or advice, but is regulated transparently.
This is what we understand by independence:
structured selection, clear classification, and decisions that are based on
the interests of our customers, not on individual providers.
ETF4Kids GmbH
Friedrichstr. 15
70174 Stuttgart
Stuttgart, Germany
E-mail: info@etf4kids.com
Phone: +49 157 524 713 22
Website: www.etf4kids.com
1.1 Insurance broker (§34d para. 1 GewO)
Permission according to §34d Abs. 1 Gewerbeordnung (GewO)
Registration number: D-VVJK-LWJ6C-92
Entry in the register of intermediaries: www.vermittlerregister.info
1.2 Real estate loan broker (§34i para. 1 GewO)
Permission according to §34i Abs. 1 Gewerbeordnung (GewO)
Registration number: D-W-175-B6ZL-41
Entry in the register of intermediaries: www.vermittlerregister.info
1.3 Financial Investment Broker (§34f Abs. 1 GewO)
Permission according to §34f Abs. 1 Gewerbeordnung (GewO)
Registration number: D-F-175-XLA6-68
Entry in the register of intermediaries: www.vermittlerregister.info
Stuttgart Region Chamber of Industry and Commerce
Jägerstr. 30
70174 Stuttgart
Stuttgart, Germany
Telephone: +49 711 2005-0
Website: www.ihk.de/stuttgart
Check registration:
Association of German Chambers of Industry and Commerce (DIHK) e.V.
Breite Straße 29
10178 Berlin
Phone: 0180-600-585-0(€0.20/call from a German landline)
Website: www.vermittlerregister.info
3.1 Insurance Ombudsman e.V.
P.O. Box 08 06 32
10006 Berlin
Website: www.versicherungsombudsmann.de
3.2 Private health and long-term care insurance ombudsman
P.O. Box 06 02 22
10052 Berlin
Telephone: 0800 2 55 04 44(toll-free number)
Fax: 030 204 589 31
Website: www.pkv-ombudsmann.de
Online complaint: Submit a complaint
3.3 European Commission (ODR platform)
Online dispute resolution platform (ODR platform):
http://ec.europa.eu/consumers/odr
3.4 Federal Financial Supervisory Authority (BAFin)
Graurheindorfer Str. 108
53117 Bonn
Telephone: 0228 41 08-0
Fax: 0228 41 08-1550
E-mail: poststelle@bafin.de
Website: www.bafin.de
§ Section 34d of the Trade Regulation Act (GewO)
§ Section 34i of the Trade, Commerce and Industry Regulation Act (GewO)
§ Section 34f Financial Investment Brokerage Regulation (FinVermV)
§§ Sections 59-68 of the Insurance Contract Act (VVG)
Ordinance on Insurance Brokerage and Consulting (VersVermV)
Ordinance on Real Estate Loan Brokerage (ImmVermV)
The regulations can be found on the website of the Federal Ministry of Justice:
www.gesetze-im-internet.de
5.1 Insurance broker (§34d GewO)
Remuneration in the form of a brokerage fee, which is already included in the insurance premium.
5.2 Real estate loan brokerage (§34i GewO)
Remuneration through commission from the lender, which is included in the total costs.
5.3 Ordinance on financial investments (§34f FinVermV)
We receive a service fee for our consulting and advisory services, which is agreed individually with each client.
This fee is paid either from the existing fund assets or via the client's clearing account.
No direct or indirect shareholdings of more than 10% in insurance companies.
No insurance company has a shareholding in ETF4Kids GmbH.
E-mail: info@etf4kids.com
Telephone: +49 157 524 713 22
Sustainability-related advice is taken into account where possible, especially for ESG-compliant investment funds.
January 16th, 2026